NEW IN SIGNAL
Welcome to newinsignal.com (“Website”). These Terms of Use govern your access to and use of our Website, subscription services, and all associated content. By subscribing or using our services, you agree to be bound by these terms. Please read them carefully. If you disagree with any part, do not proceed with the services.

1. General Information

1.1. Company Details
New In Signal GmbH, Baarerstrasse 25, 6300 Zug, Switzerland, operates this Website. For any inquiries, you can reach us at office@newinsignal.com.

1.2. Services Provided
We offer subscription plans designed to provide you with access to our newsletters and premium content:
• Free Plan: Includes access to newsletter issues, handbook downloads, and timely updates at no charge.
• Basic Plan: Includes Free Plan features plus access to paid articles for a monthly fee of 9.99 CHF.
• Premium Plan: Includes Basic Plan features plus access to live events with top authors for a monthly fee of 12.99 CHF.

2. Account Registration and Eligibility

2.1. Eligibility
To subscribe, you must provide accurate, up-to-date information during registration. By creating an account, you agree to keep your account details, including your login credentials, confidential. You are responsible for any activity that occurs under your account.

2.2. Subscription Plans
By subscribing to any paid plan, you agree to pay the applicable monthly fee. Fees are billed at the start of each billing cycle and renew automatically unless canceled or upgraded.

2.3. Modifications, Upgrades, and Cancellations
You can upgrade, downgrade, or cancel your subscription at any time through your account settings.
• Upgrades/Downgrades: These will take effect at the start of the next billing cycle.
• Cancellations: If you cancel your plan, you will still have access to paid features until the end of the current billing cycle. No refunds will be provided for partial months.

3. Payments and Billing

3.1. Payment Processing with Stripe
We use Stripe to process payments. By subscribing, you agree to Stripe’s terms and conditions and authorize us to share your payment details with Stripe for processing. Stripe is PCI-DSS compliant, ensuring your payment information is securely handled.

3.2. Payment Methods and Charges
We accept major credit cards and other payment forms supported by Stripe. Prices are listed in CHF. You are responsible for ensuring that your payment details are current and accurate.

3.3. Billing Cycle and Failed Payments
Your subscription will automatically renew at the end of each billing cycle unless canceled. If a payment fails due to insufficient funds or invalid payment details, we may attempt to charge your method again or suspend your access to services until payment is successfully processed.

3.4. Refund Policy
No refunds are provided for canceled subscriptions. You will retain access to paid features until the current billing cycle ends.

3.5. Pricing Changes
We reserve the right to modify subscription fees. You will be notified of any price changes via email at least 30 days before they take effect. Continued use of our services after a price change constitutes acceptance of the new pricing.

4. User Conduct and Responsibilities

4.1. Acceptable Use
You agree to use our services in compliance with all applicable laws. Misuse includes unauthorized access, transmitting viruses, or engaging in activities that harm our Website or users. Examples of misuse include:
• Unauthorized access: Attempting to hack or bypass login credentials of other users.
• Malicious activity: Uploading or transmitting harmful code that disrupts services.

4.2. Intellectual Property
All content, including newsletters, handbooks, articles, and events, is the intellectual property of New In Signal GmbH. You are granted a limited, non-exclusive right to access content for personal, non-commercial use. Reproduction or distribution without permission is prohibited.

5. Data Protection and Privacy

5.1. GDPR and FDPA Compliance
We comply with the General Data Protection Regulation (GDPR) and the Swiss Federal Data Protection Act (FDPA) to safeguard your personal data. Your data will be processed securely and used only for managing your subscription and improving services.

5.2. Data Collection and Processing
We collect personal data such as your name, email address, and payment information to provide subscription services. When subscribing, you will also be asked to give consent to processing your data in accordance with our Privacy Policy for the purpose of sending you our offers and marketing materials.

6. Limitation of Liability
To the maximum extent permitted by law, New In Signal GmbH will not be liable for any indirect, incidental, or consequential damages, including but not limited to:
• Loss of profits.
• Service interruptions or delays.

7. Modifications to the Terms
We may amend these Terms of Use at any time. Any changes will be posted on this page, and you will be notified via email. By continuing to use the service after modifications, you agree to the updated terms.

8. Dispute Resolution
If any disputes arise from your use of our services, we encourage resolving them amicably through mediation or negotiation. However, if necessary, all disputes will be subject to the exclusive jurisdiction of the courts in Zug, Switzerland.

9. Governing Law and Jurisdiction
These Terms of Use are governed by the laws of Switzerland.

10. Contact Information
If you have any questions regarding these Terms of Use, please contact us at office@newinsignal.com.

By subscribing to our services, you acknowledge that you have read, understood, and agree to these Terms of Use.